Tuesday, December 31, 2019

Dinner With Skeptics Behind The World That Makes No Sense,...

Dinner With Skeptics Defending God in the world that Makes No Sense, by Jeff, Joplin: College Press, 2008. 221 pages. Reviewed by Josiah R. Boyle This Book review is to complete an assignment for Biblical Worldview. Dinner with Skeptics is an account of a conversation Jeff had with a group of skeptics. A missionary for many years, Jeff is currently Senior Pastor at Christ’s Church of the Valley in San Dimas, California. THESIS: Written to dispel skepticism in God, Jeff discusses common arguments against the existence of God such as why there is evil in the world if there is a good God? Why if there is a good, kind, gracious God, then why is there so much suffering in the world?Why are there natural disasters if there s a good God? Why if there is a God why does he sit on his hands? What is God s involvement in the midst of evil circumstances? in Dinner With Skeptics: Defending God in A World That Makes No Sense. DOES HE SUPPORT HIS THESIS? In the First Chapter, he discusses why, if there was a God, then why there would be so much evil in the world. The man he is interacting with on this issue, then ask if there was a God, why would there be so much evil in the world? Then Jeff remarks that for there to something called evil, then there is a God because it implies the presence of a higher being. This chapter supports the thesis. In Chapter Two he was addressed with the question if God was so good, so kind, and gracious, the why would he allow so

Monday, December 23, 2019

Essay on Point of view Tell-Tale Heart - 610 Words

Essay #1: â€Å"Tell Tale Heart†. Poe writes â€Å"The Tell Tale Heart† from the perspective of the murderer of the old man. When an author creates a situation where the central character tells his own account, the overall impact of the story is heightened. The narrator, in this story, adds to the overall effect of horror by continually stressing to the reader that he or she is not mad, and tries to convince us of that fact by how carefully this brutal crime was planned and executed. The point of view helps communicate that the theme is madness to the audience because from the beginning the narrator uses repetition, onomatopoeias, similes, hyperboles, metaphors and irony. quot;True!--nervous--very, very dreadfully nervous I had been and am; but†¦show more content†¦Oh, you would have laughed to see how cunningly I thrust it in! I moved it slowly --very, very slowly, so that I might not disturb the old mans sleep.† His madness is definitely on a different level than just a psycho. He is insane and loosing it every moment of the story, repeating words and using disturbing metaphors and similes. He compares many things such as referring to the eye of the old man as the â€Å"evil eye†, and â€Å"eye of a vulture†. Metaphors are used constantly to confuse the readers. â€Å"I undid it just so much that a single thin ray fell upon the vulture eye.† Onomatopoeia’s are used in this story a lot to coincide with helping the 1st person point of view. â€Å"Ha! Would a madman have been so wise as this,†. â€Å"Oh, you would have laughed to see how cunningly I thrust it in!†. Hyperboles are extravagant exaggerations of something. â€Å"It took me an hour to place my whole head within the opening so far that I could see him as he lay upon his bed†. This story is basically a big exaggeration of madness. The narrator helps us by using all these big exaggerations to understand how he has lost his mind and is going to commit murder. The narrator repeatedly insists that he(she) is not mad; however the reader soon realizes that the fear of the vulture eye has consumed the narrator, who has now become a victim to the madness which he had hoped to elude. Without all these repetitions and onomatopoeiasShow MoreRelatedAnalysis of Edgar Allen Poes The Tell-Tale Heart1428 Words   |  6 Pagesï » ¿Edgar Allen Poes 1843 short story The Tell-Tale Heart is about a young man who becomes mortally obsessed with an old mans creepy eye and ultimately kills him. Thomas Hardys 1902 poem The Man He Killed is about a soldier who has become used to killing people just because they are on the other side of the war. Both of these narratives lend insight into guilt related to death, told by a person who is self-aware enough to tell the story in a first person narrative. Moreover, both of these storiesRead MoreGoing to Meet The Man by James Baldwin and The Tell Tale Heart by Edgar Allen Poe 635 Words   |  3 Pagesis part of being h uman; in fact, the definition is being frightened or disgusted. There are two short stories, which truly fit this definition of horror, Going to Meet The Man by James Baldwin and The Tell Tale Heart by Edgar Allen Poe. Going to Meet The Man by James Baldwin and The Tell Tale Heart by Edgar Allen Poe utilize too very different forms of horror, Baldwin using vivid, disgust-provoking imagery, and Poe using terror to provoke fear, however both incorporate a similar theme, that man isRead MoreEssay on The Tell-Tale Heart1132 Words   |  5 Pagesthe baffling tales of â€Å"The Tell-Tale Heart,† â€Å"A Rose for Emily,† and â€Å"My Last Duchess,† the narrators give in-depth descriptions about the characters and their surroundings. The central theme in these tales comes frightfully alive early on in the stories, but still manages to produce a dramatic ending in every tale. In each of these three first-person narratives, the narrator’s motivation to tell the t ale influences the credibility of the story, which makes the narrator’s point of view, credibilityRead MoreEdgar Allen Poe is very well known for several profound short stories.700 Words   |  3 Pages Edgar Allen Poe is very well known for several profound short stories. The Tell Tale heart is known around the world. The story The Tell Tale Heart, by Edgar Allen Poe Shows the reader the inner complexity behind the unnamed, main character who in this particular story is also the narrator for the reader. Poe portrays a character whose almost every sensory that is used in the story becomes a reminder of the crime he has committed. The conflict within the narrator is extremely noticeable inRead MoreEssay on Revenge, Insanity, Murder Poe1335 Words   |  6 PagesEnding in death most foul, â€Å"The Cask of Amontillado† and â€Å"The Tell-Tale Heart† feature revenge and a painstaking cruelty. Pushed to the point of insanity and retribution sought over tri vialities, the narrators tell each story by their own personal account. The delivery of their confessions gives a chilling depth to the crimes they have committed and to the men themselves. Both men are motivated by their egos and their obsessions with their offenders. Prompted by their own delusions, each manRead MoreEdgar Allan Poe s The Tell Tale Heart1538 Words   |  7 Pagesyou say that I am mad?† Poe wrote this line in his â€Å"The Tell-Tale Heart,† and he very well could have been speaking about himself. Many generations have debated on whether or not Edgar Allen Poe was a mad. Reviewers and readers have looked at Poe’s work for nearly two centuries, trying to pick it apart and see if it’s the ramblings of a mad man or well pieced together stories of a literary genius. It’s almost easy to see from the point of view of those that would go as far as to call Poe insane, becauseRead MoreAnalysis Of The Tell Tale Heart By Edgar Allen Poe132 0 Words   |  6 PagesRory Spillane Mr. Bruno English IV period 8 1.29.15 Analysis of the Tell-Tale Heart Edgar Allen Poe was born on January 19th, 1809 in Boston, Massachusetts. He went on to become one of the most famous American poets and authors in history. The subjects of his poems and stories were often morbid in nature, many of them having to do with death and murder. Unfortunately, the dark tone of his work reflected the darkness of his life, which was marked with notable instances of tragedy, such as theRead MoreAnalysis Of Nathaniel Hawthorne s The Great Gatsby 1416 Words   |  6 Pagestheir points of view and protagonist conflicts. Both authors implement the dark usage of point of view in their stories, that they both utilize it as foundations, yet they use different perspectives of the narrator. Third person and first person can ultimately change the atmosphere of a story. A protagonist, as a narrator,can see things as symbols of their past, whilst a narrator in third person and the audience see it as a simple object. Going back to Hawthorne and Poe, they use the points of viewRead MoreThe Tell Tale Heart By Edgar Allen Poe981 Words   |  4 PagesThe Tell-Tale Heart In the first-person short story â€Å"The Tell-Tale Heart† by Edgar Allen Poe Men have guilty intentions. A man can have a heart and do something harmful and have guilty intentions afterwards. It has a lot to do with how a person is feeling on the inside to actually determine their intentions. The Tale-Tell Heart follows an unnamed narrator who insists on his sanity after murdering an old man with a vulture eye. From the complex of all of Poe s short stories, The Tell-TaleRead MoreMental Challenges in The Tell-Tale Heart Essay618 Words   |  3 Pagesfiction. One of Poe’s most famous works was The Tell-Tale Heart which explores murder, mental illness, cruelty and horror. The viewer becomes aware of the unprovoked mental challenges between characters which heightens the tension and fear, as darkness envelops the reader and the strong beating of a heart gradually grows louder. In order to create a more dramatic storyline, Poe has applied a range of narrative technique s including characters, point of view, setting, and theme, to amplify the intensity

Sunday, December 15, 2019

Interest Rate Risk Free Essays

INTEREST RATE RISK Q1. Which of the following correctly defines Basis Risk? (MCQ)A company having a variable interest rate for a specific loanA company having a fixed interest rate for all loansThe risk of the difference of interest rate amount set on assets liabilitiesA company has a similar quantity of assets liabilities, having a different basis for their floating rate(2 marks) This information relates to Q2 Q3.Rotec Co wants to borrow $30,800 in two months’ time ; is seeking to save them from any interest risk. We will write a custom essay sample on Interest Rate Risk or any similar topic only for you Order Now The bank has explained an agreement to provide hedging for Rotec Co. This agreement can lock interest rates for future. The borrowing will be for three months. The forward rate agreement is as follows: 2 months V 3 months 3% – 4.5%2 months V 5 months 4.2% – 5.1% Q2. Calculate the interest amount to be paid if the actual rate will be 3% in two months’ time? (MCQ)$161.7$231$392.7$924(2 marks) Q3. Calculate the refund amount by the bank if the actual rate will be 6.3% in two months’ time? (MCQ) $46.2$92.4$138.6$161.7(2 marks) Q4. A company is looking at the following options to hedge itself from interest risks. Which of the following will support the cause? (MRQ) SmoothingMoney market agreementsMatchingDealing with home currency(2 marks) Q5. A yield curve is a relationship between yield ; maturity dates of similar bonds. Select the appropriate yield curve. (P;D)Short-term bonds have lower yield due to their risk Long-term yields have lower yield due to the downfall in the economy Short/Long – term bonds provide a close equal yield FLAT YIELD CURVE NORMAL YIELD CURVE INVERTED YIELD CURVE(2 marks) Q6. Select the appropriate theories in relation to different interest rates on different securities. (P;D)Investors needing high returns for long-term security contracts The assumption by an investor that higher interest rates are due to future inflation Security markets are separate from each other ; have distinct customers GOVERNMENT POLICY MARKET SEGMENTATION THEORY LIQUIDITY PREFERENCE THEORY EXPECTATION THEORY(2 marks) Q7. Select the appropriate option relating to the usefulness of the yield curve. (HA)Yield curve may indicate the economy position TRUE FALSEYield curve may be helpful in decision making with respect to loan ; but not interest TRUE FALSE(2 marks) Q8. Which of the following contract have long-term validity? (MCQ)Currency FuturesInterest rate OptionsInterest rate Swaps Forward rate agreements(2 marks) Q9. Select the appropriate option in relation to interest rate futures. (HA)If the need for Borrowing, Selling the futures now ; Buying them back at the close date TRUE FALSEIf the need for Deposit, Selling the futures now ; Buying them back at the close date TRUE FALSE(2 marks) Q10. Which of the following statements is correct? (MCQ)Currency futures have a range of closeout datesInterest rate options are cheaper than Forwarding rate agreementsForward rate agreements lapse if unused in the given time periodSwaps are unable to be exercised if the amount ; time periods are different(2 marks) Q11. Yakut wants to borrow money from the bank in three months’ time by using a collar transaction. Which of the following statements are true in relation to the collar transaction? (MRQ) Yakut will buy a cap agreementBank will buy a cap agreementYakut will sell a flooring agreementBank will sell a flooring agreement(2 marks) Q12. Uma Co wants to deposit money into Hale Ltd, a banking institution. Hale has offered a collar transaction. Which of the following statements are correct? (MRQ) Bank will sell a cap agreementUma Co will sell a cap agreementUma Co will sell a flooring agreementBank will buy a flooring agreement(2 marks) INTEREST RATE RISK (ANSWERS) Q1. DA company having a variable interest rate for a specific loan (Floating interest rate risk)A company having a fixed interest rate for all loans (Fixed interest rate risk)The risk of the difference of interest rate amount set on assets liabilities (Gap risk)A company has a similar quantity of assets liabilities, having a different basis for their floating rate (Basis risk) Q2. CInterest Payment = [30,800 Ãâ€" (3% Ãâ€" 3/12)] = $231Payment Extra = [30,800 Ãâ€" ({5.1 – 3} % Ãâ€" 3/12)] = $161.7Total cost = 231 + 161.7 = $392.7 Q3. BInterest Payment = [30,800 Ãâ€" (6.3% Ãâ€" 3/12)] = $485.1Refund = [30,800 Ãâ€" ({6.3 – 5.1} % Ãâ€" 3/12)] = $92.4Total cost = 485.1 – 92.4 = $392.7 Q4.Smoothing, Maintaining a balance between fixed floating borrowing rates (Correct)Money market agreements not exist (Incorrect)Matching, Matching assets liabilities with same interest rates (Correct)Dealing in home currency, the technique of dealing foreign currency risk (Incorrect) Q5.Short-term bonds have lower yield due to their riskNORMAL YIELD CURVE   Long-term yields have lower yield due to the downfall in the economy INVERTED YIELD CURVE Short/Long – term bonds provide a close equal yield FLAT YIELD CURVENORMAL YIELD = Sign of economic boom INVERTED YIELD = Sign of economic recessionFLAT YIELD = Sign of transition from boom to recession or vice versa Q6.Investors needing high returns for long-term security contracts LIQUIDITY PREFERENCE THEORY The assumption by an investor that higher interest rates are due to future inflation     EXPECTATION THEORY Security markets are separate from each other have distinct customers   MARKET SEGMENTATION THEORY The government policy of keeping interest rates high may effect in keeping short-term interest rates higher than long-term rates. Similarly, a government may also keep very low short-term interest rates. Q7.Yield curve may indicate the economy position TRUE Yield curve may be helpful in decision making with respect to loan but not interest FALSEYield curves help in both loan interest decision making. Q8. CAll other agreements are less than a year. Q9. If the need for Borrowing, Selling the futures now Buying them back at the close date TRUE If the need for Deposit, Selling the futures now Buying them back at the close date FALSEIf the need for Deposit, Buying the futures now Sell them back at the close date Q10.Currency futures have a range of closeout dates, has specified date (False)Interest rate options are cheaper than Forwarding rate agreements, are expensive (False)Forward rate agreements lapses if unused in the given time period, have to close out at the given time (False)Swaps are unable to be exercised if the amount time periods are different, it can only be exercised if timing the amount are same hence (True) Q11. Yakut will buy a cap agreementYakut will sell a flooring agreementCap is an interest rate ceiling limiting the interest rate. Floor sets a lower limit of interest rates. Q12.Bank will sell a cap agreementBank will buy a flooring agreementCap is an interest rate ceiling limiting the interest rate. Floor sets a lower limit of interest rates. How to cite Interest Rate Risk, Papers

Saturday, December 7, 2019

HR as a Strategic partner free essay sample

Human Resources – the one department that is the most important to a company’s bottom-line is also one that is treated with the least respect across all industries. The general consensus is that the HR Department and the rest of the organization are Strange Bedfellows, when in fact they are Strategic Partners who should blend seamlessly to achieve organizational objectives. But what we see is a single-minded dislike for the HR department by most employees of the organization. The reason for this sorry state of affairs can be traced to several widespread myths regarding the function among employees. Two of the most important ones are as follows: Myth No. 1 – Employees feel that â€Å"The HR function is responsible for making employees happy. They should take care of everything, from providing employees good food to ensuring that the AC’s temperature is just right†. When in reality, an HR manager’s job is not to make employees content; it is to make them competent. We will write a custom essay sample on HR as a Strategic partner or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page In simpler words, HR Managers will not provide you a beanbag at work to recline on, but they will strive to increase your competencies that would hold you in good stead for the rest of your life. And that is all that matters in today’s professional and highly competitive world. Myth No. 2 – â€Å"The HR department comprises of a bunch of people who sit around in their ivory tower and make rules according to their whims and fancies†. While actually, HR as a function not only belongs to HR Managers, but to all managers across the organization. Translated, it means that the HR function is highly inclusive and works in tandem with all departments of the company. The criticality of the HR function can be understood by asking a simple question – What is it that makes any organization a success or a failure? Planning, Strategic decisions, Productivity, Sales figures, etc. , are a few things that instantly come to mind. What we forget to acknowledge is the fact that all these factors are a result of the efforts of the â€Å"people† of the organization. And who ensures that the right kinds of people are positioned in the right jobs in the company? The answer to that one is quite obvious. The HR department performs an array of complex activities – From Manpower Planning to Recruitment, Performance Management to Compensation and Benefits, Training and Development to Career Advancement; all of which aim at Organizational as well as individual employee development. And yet they are accused of being a ‘necessary evil’ and a ‘dark bureaucratic force’ by many. The HR function is Necessary, Yes; is it an evil? No! It is a Force, yes; but Dark and Bureaucratic? No and No! So why is HR misunderstood and mistrusted by so many, especially when the function is a benign one? Honestly, the blame lies partly with the HR managers as well for letting things get out of hand. Somewhere in the trade-off between the various roles that they are expected to play, HRs in general have started placing more importance on the roles of the ‘Admin Expert’ ‘Strategic Partner’ and have foregone the roles of the ‘Change Agent’ and ‘Employee Champion’. While they are performing the former two flawlessly, the latter roles are of great importance as well. And this negligence has resulted in widespread manifestation of disregard for the function. And unless we strike a balance between these paradoxical roles, redefining HR as an EmployeeFriendly function would be an uphill task. That said, let’s take a look what other options we have, as future HR personnel to dispel the feeling of general animosity towards the function? The answer quite simply lies in the basics. As with any other relationship, proper communication is the key to mend damages in professional relationships too. The HR person is every employee’s first point of contact before/ immediately after joining an organization. Right from the induction programs, it is the HR who facilitates the transition of a person from an outsider to a member of the organization. And we need to leverage this power for all its worth right from the word go! We need to establish proper communication channels right from the time of entry of the employee into the organization and ensure that this process of communication is a perpetual process and not an intermittent one. Next of course are the all-encompassing and highly coveted employee engagement programs. Ensuring that the HR department is projected not merely as a facilitator but also as the interface that conducts such engagement activities would ensure that employees have a change in perspective regarding HRs in general. Instead of going about this the tried and tested way, HRs can get creative and use several innovative means to achieve this. From videos depicting ‘a day in the life of an HR’ to shadowing programs (which would give employees a real-time feel of the trials and tribulations of an HR person) the possibilities are endless. And most importantly, as stressed upon earlier in this article, HR is not just about performance appraisals and pay cuts. The function is the backbone of any organization, performing an array of critical activities. HR managers need to convince the employees that they are in fact their allies and not their detractors. The new age HR managers need to remember that each action of theirs reflects on the image of the function as a whole. A slight change in our attitudes would go a long way in changing employee perceptions about our function. We as a team honestly believe that it is not a question of ‘If’ this change would happen; rather it is a question of ‘When’ it would happen. And when this happens, the HR function would assume its rightful position of importance in the Organizational structure.